Prisichella, Azzahra (2025) Pengaruh Financial Literacy, Lifestyle, dan Penggunaan E-Wallet Terhadap Saving Behavior (Studi Pada Mahasiswa Administrasi Bisnis Fakultas Ilmu Sosial, Budaya, dan Politik UPN “Veteran” Jawa Timur). Undergraduate thesis, UPN Veteran Jawa Timur.
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Abstract
The development of digital technology has changed the way individuals manage and interact with financial services, especially among students who are increasingly accustomed to digital payment methods such as e-wallets. This study aims to analyze the influence of financial literacy, lifestyle, and e-wallet usage on the saving behavior of students. This study employs a quantitative method using survey techniques, with data collection conducted through the distribution of questionnaires to 300 students in the Business Administration Program at the Faculty of Social, Cultural, and Political Sciences, UPN “Veteran” East Java. Analysis was performed using SmartPLS software to examine the relationships among variables from the collected data. The results of the study indicate that the three independent variables financial literacy, lifestyle, and e-wallet usage have a positive and significant influence on saving behavior. This means that the higher the level of financial literacy, the more directed the lifestyle, and the wiser the use of e-wallets, the better the saving behavior of students. These findings emphasize the importance of improving financial literacy, managing lifestyle, and using financial technology wisely in supporting students' personal financial management. Keywords: Financial Literacy, Lifestyle, E-Wallet Usage, Saving Behavior
| Item Type: | Thesis (Undergraduate) | ||||||||
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| Subjects: | H Social Sciences > HF Commerce H Social Sciences > HF Commerce > HF5001 Business. Business Administration H Social Sciences > HF Commerce > HF5410 Marketing. Distribution of Products |
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| Divisions: | Faculty of Social and Political Sciences > Departement of Business Administration | ||||||||
| Depositing User: | azzahra zahra prisichella | ||||||||
| Date Deposited: | 16 Sep 2025 04:53 | ||||||||
| Last Modified: | 16 Sep 2025 04:53 | ||||||||
| URI: | https://repository.upnjatim.ac.id/id/eprint/43604 |
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