Analisis Perilaku Keuangan Mahasiswa Fakultas Ekonomi Dan Bisnis Penerima KIP-K UPN "Veteran" Jawa Timur

Anggraeni, Kurnia Dwi (2026) Analisis Perilaku Keuangan Mahasiswa Fakultas Ekonomi Dan Bisnis Penerima KIP-K UPN "Veteran" Jawa Timur. Undergraduate thesis, Universitas Pembangunan Nasional "Veteran" Jawa Timur.

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Abstract

Financial behavior refers to an individual's ability to manage daily finances, including financial planning, budgeting, expenditure control, and financial decision-making. For students receiving the Kartu Indonesia Pintar Kuliah (KIP-K) scholarship, good financial behavior is essential because the financial assistance provided should be utilized wisely to meet their daily needs. This study aims to examine the influence of financial literacy, self-control, and lifestyle on the financial behavior of KIP-K recipient students at the Faculty of Economics and Business, Universitas Pembangunan Nasional "Veteran" Jawa Timur. This study employed a quantitative research approach. The sample was selected using the proportionate stratified random sampling technique, resulting in 85 respondents. The data used were primary data collected through questionnaires distributed to KIP-K recipient students at the Faculty of Economics and Business, Universitas Pembangunan Nasional "Veteran" Jawa Timur. Data were analyzed using the Partial Least Squares (PLS) method. The results indicate that financial literacy, self-control, and lifestyle have a positive and significant influence on the financial behavior of KIP-K recipient students at the Faculty of Economics and Business, Universitas Pembangunan Nasional "Veteran" Jawa Timur. Keywords: Financial Literacy, Self-Control, Lifestyle, Financial Behavior.

Item Type:

Thesis (Undergraduate)

Contributors: