Frahestika, Widya (2026) PENGARUH PENGGUNAAN FINANCIAL TECHNOLOGY PAYMENT, LITERASI KEUANGAN, DAN PENGENDALIAN DIRI TERHADAP PERILAKU KONSUMTIF GENERASI Z PENGGUNA E-COMMERCE (STUDI PADA MAHASISWA FAKULTAS EKONOMI DAN BISNIS UPN “VETERAN” JAWA TIMUR). Undergraduate thesis, UPN Veteran Jawa Timur.
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Abstract
This study aims to examine the influence of financial technology payment, financial literacy, and self-control on the consumptive behavior of Generation Z e-commerce users among students of the Faculty of Economics and Business at Universitas Pembangunan Nasional “Veteran” East Java. This study employed a quantitative approach. Data were collected through questionnaires distributed to active students who use e-commerce and financial technology payment services. The data analysis technique used was Structural Equation Modeling-Partial Least Square (SEM-PLS) with the assistance of SmartPLS 4.0 through outer model and inner model testing. The results showed that financial technology payment had no effect on consumptive behavior. Meanwhile, financial literacy and self-control influenced the consumptive behavior of Generation Z students at the Faculty of Economics and Business, Universitas Pembangunan Nasional “Veteran” East Java.
| Item Type: | Thesis (Undergraduate) | ||||||||
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| Subjects: | H Social Sciences > HG Finance > HG4001-4285 Finance management. Business finance. Corporation finance | ||||||||
| Divisions: | Faculty of Economic and Business > Departement of Accounting | ||||||||
| Depositing User: | Widya Frahestika Widya Frahestiika | ||||||||
| Date Deposited: | 06 Jul 2026 07:19 | ||||||||
| Last Modified: | 06 Jul 2026 07:56 | ||||||||
| URI: | https://repository.upnjatim.ac.id/id/eprint/54655 |
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