Pengaruh Financial Literacy, Investment Training, dan Risk Attitudes terhadap Keputusan Investasi dengan Self-Efficacy sebagai Variabel Moderasi: Studi Empiris pada Mahasiswa Perguruan Tinggi Negeri (PTN) di Surabaya

Bhakti, Ilham Dio (2025) Pengaruh Financial Literacy, Investment Training, dan Risk Attitudes terhadap Keputusan Investasi dengan Self-Efficacy sebagai Variabel Moderasi: Studi Empiris pada Mahasiswa Perguruan Tinggi Negeri (PTN) di Surabaya. Undergraduate thesis, UPN Veteran Jawa Timur.

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Abstract

This study examines the influence of financial literacy, investment training, and risk attitudes on investment decisions among public university students in Surabaya, with self-efficacy as a moderating variable. Data were collected from 100 respondents through a structured questionnaire and analyzed using SEM-PLS. The results indicate that all three independent variables significantly affect investment decisions, with self-efficacy strengthening the impact of financial literacy and investment training, but not moderating the relationship between risk attitudes and investment decisions. The findings highlight the importance of self efficacy in financial decision-making and suggest that financial education programs should also focus on enhancing this psychological factor.

Item Type: Thesis (Undergraduate)
Contributors:
ContributionContributorsNIDN/NIDKEmail
Thesis advisorHaryati, TantinaNIDN0701028001tantina.ak@upnjatim.ac.id
Subjects: H Social Sciences > HF Commerce > HF5601 Accounting
Divisions: Faculty of Economic > Departement of Accounting
Depositing User: Ilham Dio Bhakti
Date Deposited: 14 Jul 2025 07:11
Last Modified: 14 Jul 2025 07:11
URI: https://repository.upnjatim.ac.id/id/eprint/39389

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