Analisis Faktor-Faktor yang Mempengaruhi Minat Penggunaan Fintech Lending

Haqqi, Muhammad Hatif (2024) Analisis Faktor-Faktor yang Mempengaruhi Minat Penggunaan Fintech Lending. Undergraduate thesis, UPN Veteran Jawa Timur.

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Abstract

This study aims to examine the factors that influence interest in using fintech lending using the Technology Acceptance Model (TAM) theory. Acceptance Model (TAM) theory. The factors in question are perceived ease of use, perceived usefulness, perceived risk, perceived trust, perceived innovation, and perceived financial health. trust, perceived innovation, and perceived financial health. This research is quantitative research using primary data. primary data. The data collection method in this study used a questionnaire. The population of this study is the people of East Java who use fintech lending as much as 11,661,000. The sampling technique used is purposive sampling method with the number of respondents as many as 145 entities. The analysis technique used is SEM-PLS with using SmartPLS software version 4.0. The results of this study indicate that perceived convenience, perceived usefulness usefulness, perceived trust, perceived user innovation, perceived financial health affect attitudes. financial effect on attitude. Perceived risk has no effect on attitude. Perceived ease of use affects perceived usefulness. Attitude affects interest in using fintech lending. In addition, attitude can mediate perceived convenience, perceived usefulness, perceived trust, perceived user innovation, perceived financial health to interest in use of fintech lending. Keywords: Technology Acceptance Model, financial technology, lending.

Item Type:	Thesis (Undergraduate)
Contributors:	Contribution Contributors NIDN/NIDK Email Thesis advisor Suryaningrum, Diah Hari NIDN0714086503 diah.suryaningrum.ak@upnjatim.ac.id Thesis advisor Sunani, Avi NIDN0702078804 avi.ak@upnjatim.ac.id
Subjects:	H Social Sciences > HJ Public Finance > HJ9701-9940 Public accounting. Auditing
Divisions:	Faculty of Economic > Departement of Accounting
Depositing User:	Muhammad Hatif Haqqi
Date Deposited:	19 Dec 2024 06:54
Last Modified:	19 Dec 2024 06:54
URI:	https://repository.upnjatim.ac.id/id/eprint/33638

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