Pengaruh Literasi Keuangan, Gaya Hidup, Dan Kemudahan Akses Paylater Terhadap Pengelolaan Keuangan Gen-Z Di Kelurahan Baratajaya

Rushaj, Lailatul (2026) Pengaruh Literasi Keuangan, Gaya Hidup, Dan Kemudahan Akses Paylater Terhadap Pengelolaan Keuangan Gen-Z Di Kelurahan Baratajaya. Undergraduate thesis, Universitas Pembangunan Nasional "Veteran" Jawa Timur.

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Abstract

The study aims to analyze the effect of financial literacy, lifestyle, and ease of access to paylater on financial management among Generation Z in Baratajaya Village. The Research method used is quantitative appoarch. The data analysis technique employs multiple linier regression analysis whit the assistance of IBM SPSS. The sampling technique uses purposive sampling with a total 335 respondents. The results show that financial literacy has a positive and significant effect on financial management, while lifestyle and ease of access to paylater have a negative and significant effect on financial management. Simultaneously, finansial literacy, lifestyle, and ease on access to paylater have a significant effect on financial management among Generation Z in Bratajaya Village. Keywords: Financial Literacy, Lifestyle, Paylater, Financial Management

Item Type: Thesis (Undergraduate)
Contributors:
ContributionContributorsNIDN/NIDKEmail
Thesis advisorAkbar, Fajar SyaifulNIDN0722108002fajarsa.ak@upnjatim.ac.id
Subjects: H Social Sciences > HF Commerce > HF5601 Accounting
H Social Sciences > HG Finance > HG4001-4285 Finance management. Business finance. Corporation finance
Divisions: Faculty of Economic and Business > Departement of Accounting
Depositing User: Lailatul R Rushaj LR
Date Deposited: 08 Jul 2026 06:48
Last Modified: 08 Jul 2026 07:06
URI: https://repository.upnjatim.ac.id/id/eprint/54815

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