Pengaruh Literasi Keuangan, Gaya Hidup Dan Pengendalian Diri Terhadap Perilaku Keuangan Generasi Z Di Kota Surabaya

Nilamsari, Belgis (2025) Pengaruh Literasi Keuangan, Gaya Hidup Dan Pengendalian Diri Terhadap Perilaku Keuangan Generasi Z Di Kota Surabaya. Undergraduate thesis, UPN Veteran Jawa Timur.

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Abstract

The development of technology plays a significant role in human life, particularly for Generation Z, who are technologically literate. The rapid advancement of technology has had a substantial impact on human life. One of the most evident manifestations of technological convenience is in the economic sector, which has led to changes in individual financial behavior. This study aims to examine the influence of financial literacy, lifestyle, and self-control on the financial behavior of Generation Z in the city of Surabaya. This research adopts a quantitative approach using the Structural Equation Model (SEM) analysis technique based on Partial Least Squares (PLS). The population in this study consists of Generation Z individuals residing in Surabaya. The sampling method used is probability sampling with a random sampling technique, conducted through the online distribution of questionnaires to 100 respondents. The measurement scale used for the research variables is the Likert scale. The results of the study indicate that financial literacy, lifestyle, and selfcontrol contribute to the financial behavior of Generation Z in Surabaya. Keywords: Financial Behavior; Financial Literacy; Lifestyle; Self-Control

Item Type: Thesis (Undergraduate)
Contributors:
ContributionContributorsNIDN/NIDKEmail
ContributorWikartika, IraNIDN0722027903irawikartik@upnjatim.ac.id
Subjects: H Social Sciences > HB Economic Theory
H Social Sciences > HC Economics
Divisions: Faculty of Economic > Departement of Management
Depositing User: Belgis Nilamsari
Date Deposited: 21 Jul 2025 06:49
Last Modified: 21 Jul 2025 06:49
URI: https://repository.upnjatim.ac.id/id/eprint/40110

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