Aini, Syarifah (2026) Pengaruh Financial Behaviour, Financial Literacy dan Financial Patriotism Terhadap Kesejahteraan Finansial Keluarga: Studi pada Ibu Rumah Tangga di Kecamatan Wringinanom. Undergraduate thesis, UPN Veteran Jawa Timur.
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Abstract
Household economic stability is largely determined by the quality of family financial well-being, particularly among housewives who play a central role in managing daily household finances. This study aims to examine the effects of financial behaviour, financial literacy, and financial patriotism on family financial well-being among housewives in Wringinanom District. A quantitative approach was employed by distributing questionnaires to 94 respondents selected using purposive sampling. The collected data were analyzed using the Partial Least Squares–Structural Equation Modeling (PLS-SEM) method with the assistance of SmartPLS software. The findings reveal that financial behaviour, financial literacy, and financial patriotism all have a positive and significant effect on family financial well-being. Among these variables, financial patriotism was identified as the most influential factor. These results indicate that improving financial literacy, promoting sound financial management behaviour, and strengthening awareness of supporting the national financial system collectively contribute to enhancing family financial well-being. Future research is recommended to incorporate additional variables and expand the geographical scope of the study to produce more comprehensive and representative findings.
| Item Type: | Thesis (Undergraduate) | ||||||||
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| Subjects: | H Social Sciences > HG Finance | ||||||||
| Divisions: | Faculty of Economic and Business > Departement of Accounting | ||||||||
| Depositing User: | Ms. Syarifah Aini | ||||||||
| Date Deposited: | 03 Jul 2026 07:08 | ||||||||
| Last Modified: | 03 Jul 2026 07:08 | ||||||||
| URI: | https://repository.upnjatim.ac.id/id/eprint/54520 |
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