Financial Capability dan Financial Behavior Memediasi Pengaruh Digital Financial Literacy Terhadap Financial Well-Being pada Mahasiswa S1 Akuntansi Universitas Pembangunan Nasional “Veteran” di Indonesia

Putra, Raihan Ramadhan Adriansya (2025) Financial Capability dan Financial Behavior Memediasi Pengaruh Digital Financial Literacy Terhadap Financial Well-Being pada Mahasiswa S1 Akuntansi Universitas Pembangunan Nasional “Veteran” di Indonesia. Undergraduate thesis, UPN Veteran Jawa Timur.

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Abstract

The aim of this study is to examine the effect of digital financial literacy on financial well-being, as well as the mediating roles of financial capability and financial behavior among undergraduate accounting students at Universitas Pembangunan Nasional “Veteran” in Indonesia. The population consists of 4,131 undergraduate accounting students from the university. The sample was determined using a proportionate stratified random sampling method, resulting in a total of 98 students. This study employs a quantitative approach. Data were collected through questionnaires and analyzed using SmartPLS version 4. The findings indicate that digital financial literacy has a positive influence on financial well-being, financial capability, and financial behavior. Both financial capability and financial behavior also have a significant impact on financial well-being. Furthermore, financial capability and financial behavior are proven to mediate the relationship between digital financial literacy and financial well-being.

Item Type: Thesis (Undergraduate)
Contributors:
ContributionContributorsNIDN/NIDKEmail
Thesis advisorSusilowati, EndahNIDN0019036410endahs.ak@upnjatim.ac.id
Subjects: H Social Sciences > HF Commerce > HF5601 Accounting
Divisions: Faculty of Economic and Business > Departement of Accounting
Depositing User: Raihan Ramadhan Adriansya Putra
Date Deposited: 04 Dec 2025 07:25
Last Modified: 04 Dec 2025 07:25
URI: https://repository.upnjatim.ac.id/id/eprint/47489

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