Analisis Saving Behavior Dengan Self Control Sebagai Moderasi Pada Mahasiswa Rantau di Kota Surabaya

Fadjrin, Yuan Wikani (2024) Analisis Saving Behavior Dengan Self Control Sebagai Moderasi Pada Mahasiswa Rantau di Kota Surabaya. Undergraduate thesis, UPN Veteran Jawa Timur.

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Abstract

Adolescence is an important phase where individuals begin to be given the responsibility to manage their personal finances independently, including savings. Students, as part of the most influential youth group, are often the main actors in this financial management dynamic. Therefore, this study aims to analyze saving behavior by considering various financial behavior factors that influence it, namely financial literacy, financial attitude, and financial inclusion, as well as self control as moderation for regional students in Surabaya City. This research methodology involves a population of active S1 / D4 students who are studying at public universities in Surabaya City. The sample used was 110 students, selected using purposive sampling technique. Data collection was carried out through distributing questionnaires to respondents. The data collected was then analyzed using the Structural Equation Modeling (SEM) method with the help of the Partial Least Square (PLS) application to identify the relationship between the variables studied. The results showed that financial literacy, financial attitude, and financial inclusion contributed to saving behavior among regional students in Surabaya City. In addition, self control is proven to have a contribution as a moderator in the relationship between financial literacy and financial attitude towards saving behavior. However, self control does not contribute as a moderator in the relationship between financial inclusion and saving behavior.

Item Type: Thesis (Undergraduate)
Contributors:
ContributionContributorsNIDN/NIDKEmail
Thesis advisorYuniningsih, YuniningsihNIDN0720067001yuniningsih@upnjatim.ac.id
Subjects: H Social Sciences > HG Finance > HG4001-4285 Finance management. Business finance. Corporation finance
Divisions: Faculty of Economic > Departement of Management
Depositing User: Yuan Wikani Fadjrin
Date Deposited: 13 Aug 2024 03:04
Last Modified: 13 Aug 2024 03:19
URI: https://repository.upnjatim.ac.id/id/eprint/28183

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