Putri, Jessyca Noviolita (2024) Pengaruh Financial Self-Efficacy, Financial Literacy Dan Financial Attitude Terhadap Saving Behavior Pengguna Paylater Dengan Self-Control Sebagai Variabel Moderasi. Undergraduate thesis, UPN Veteran Jawa Timur.
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Abstract
Saving can be considered a form of investment for many people today, considering the diverse needs of each individual. Conditions of uncertainty make people realize that saving is a solution to prepare themselves for a crisis in the future that may be greater. Saving is done by students in the hope of being able to save and set aside some of their income for future needs. The aim of this research is to prove the influence of financial self-efficacy, financial literacy and financial attitude on saving behavior with self-control as moderation. The data used is primary data obtained directly from 98 respondents who are undergraduate accounting students at state universities in Surabaya. The sampling method used was non-probability sampling with purposive sampling technique. The questionnaires filled out by respondents were analyzed using quantitative analysis methods, then using smartPLS as an analysis tool. The results of this study show that financial self-efficacy has no significant effect on saving behavior, financial literacy has a positive and significant effect on saving behavior, financial attitude has no significant effect on saving behavior, and self-control strengthens the relationship between the influence of financial literacy on saving behavior. However, self-control weakens the relationship between financial attitude and saving behavior. Keywords: Financial Self-Efficacy, Financial Literacy, Financial Attitude, Self-Control and Saving Behavior
| Item Type: | Thesis (Undergraduate) | ||||||||
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| Subjects: | H Social Sciences > HF Commerce > HF5601 Accounting H Social Sciences > HG Finance |
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| Divisions: | Faculty of Economic > Departement of Accounting | ||||||||
| Depositing User: | jessyca noviolita | ||||||||
| Date Deposited: | 19 Jul 2024 06:16 | ||||||||
| Last Modified: | 19 Jul 2024 06:16 | ||||||||
| URI: | https://repository.upnjatim.ac.id/id/eprint/26419 |
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