Dewi, Sintia (2022) Analisis Perilaku Keuangan UMKM Makanan di Sentra Wisata Kuliner Taman Bungkul Surabaya. Undergraduate thesis, UPN Veteran Jawa Timur.
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Abstract
There are many businesses with significant influence in Indonesia, including Micro, Small and Medium Enterprises (MSMEs). The development of MSMEs will continue to grow rapidly along with good financial management in their business. To achieve maximum financial management behavior, it is necessary to instill financial literacy, financial attitudes, and good personalities related to finance for MSME actors as adequate human resources. This study is useful as a test of the influence of financial literacy, financial attitudes, and personality on financial management behavior for food MSME actors at SWK Taman Bungkul Surabaya. The sample in this study with a total of 51 respondents used the census sampling method. Data was collected through a research instrument in the form of a questionnaire. Testing the validity and reliability of the questionnaire was carried out first. In testing the hypothesis through the SEM PLS analysis method, it can be seen that the t-test, p-values, and path coefficients show that financial literacy, financial attitudes, and personality have a significant and positive influence on financial management behavior. Based on the results of R2, 61% of financial management behavior is influenced by financial literacy, financial attitudes, and personality. Keywords: UMKM, Financial Literacy, Financial Attitude, Personality, Financial Management Behavior.
| Item Type: | Thesis (Undergraduate) | ||||||||
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| Subjects: | H Social Sciences > HG Finance > HG4001-4285 Finance management. Business finance. Corporation finance | ||||||||
| Divisions: | Faculty of Economic and Business > Departement of Management | ||||||||
| Depositing User: | Sintia Dewi | ||||||||
| Date Deposited: | 04 Jul 2026 21:40 | ||||||||
| Last Modified: | 04 Jul 2026 21:40 | ||||||||
| URI: | https://repository.upnjatim.ac.id/id/eprint/8819 |
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