Pengaruh Pembiayaan Murabahah, Pembiayaan Musyarakah, Pembiayaan Mudharabah, Non Performing Financing dan BOPO Terhadap Return On Asset Bank Umum Syariah di Indonesia Tahun 2018 - 2024

Purwandika, Rehan Isnan (2025) Pengaruh Pembiayaan Murabahah, Pembiayaan Musyarakah, Pembiayaan Mudharabah, Non Performing Financing dan BOPO Terhadap Return On Asset Bank Umum Syariah di Indonesia Tahun 2018 - 2024. Undergraduate thesis, UPN Veteran Jawa Timur.

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Abstract

The purpose of this test is to determine whether Murabahah financing, Musyarakah financing, Mudharabah financing, Non-Performing Financing, and BOPO are related to Return on Assets. The subjects of this study were Sharia Commercial Banks registered with Bank Indonesia and the Financial Services Authority (OJK) between 2018 and 2024. This study used a sample of six Sharia Commercial Banks using purposive sampling. Secondary data will be used for this research, sourced from annual financial reports published on the official websites of each Sharia Commercial Bank. The research used multiple linear regression as a data analysis technique with the help of Eviews 12 software. The findings from the research indicate that murabahah financing has a significant effect on return on assets, musyarakah financing has a significant effect on return on assets, and mudharabah financing has a significant effect on return on assets. Non-performing financing has a significant effect on return on assets, and cost-to-income ratio (BOPO) has a significant effect on return on assets. Collectively, murabahah financing, musyarakah financing, mudharabah financing, non-performing financing, and BOPO have a significant effect on return on assets.

Item Type: Thesis (Undergraduate)
Contributors:
ContributionContributorsNIDN/NIDKEmail
Thesis advisorBacthiar, Arief196101041993031001ariefbachtiar@upnjatim.ac.id
Subjects: H Social Sciences > HG Finance > HG1501-3550 Banking
Divisions: Faculty of Economic and Business > Departement of Economics
Depositing User: Rehan Rehan Purwandika
Date Deposited: 09 Dec 2025 03:43
Last Modified: 09 Dec 2025 03:43
URI: https://repository.upnjatim.ac.id/id/eprint/48274

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