Khamdi, Muhammad Afif (2025) Pengaruh Literasi Keuangan, Pendapatan, Dan Gaya Hidup Terhadap Perilaku Keuangan Pada Mahasiswa Program Studi Akuntansi Perguruan Tinggi Negeri di Kota Surabaya. Undergraduate thesis, UPN Veteran Jawa Timur.
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Abstract
This study aims to analyze the influence of financial literacy, income, and lifestyle on the financial behavior of accounting students at public universities in Surabaya. The background of this study is the low level of financial literacy among students, their consumptive lifestyles, and the increasing financial pressures faced by students amidst high tuition costs. This research is expected to contribute to improving students' awareness and skills in personal financial management. The research used a quantitative method with a correlational approach. The population in this study was 4,641 active students from four public universities in Surabaya. A sample of 100 respondents was determined using the Slovin formula with a simple random sampling technique. Data were collected through questionnaires and analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS) software, which consists of testing the measurement model (outer model) and the structural model (inner model). The results indicate that financial literacy, income, and lifestyle have a significant positive effect on the financial behavior of public university students in Surabaya. These findings indicate the importance of financial education and the development of frugal lifestyles as strategies to improve the quality of financial behavior among students.
| Item Type: | Thesis (Undergraduate) | ||||||||
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| Subjects: | H Social Sciences > HF Commerce > HF5601 Accounting | ||||||||
| Divisions: | Faculty of Economic > Departement of Accounting | ||||||||
| Depositing User: | Muhammad Afif Khamdi | ||||||||
| Date Deposited: | 21 Jul 2025 04:10 | ||||||||
| Last Modified: | 21 Jul 2025 04:10 | ||||||||
| URI: | https://repository.upnjatim.ac.id/id/eprint/39978 |
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