Analisis Pengaruh Literasi Keuangan dan Teknologi Keuangan Dengan Bimbingan Orang Tua Sebagai Variabel Moderasi Terhadap Perilaku Menabung Pada Mahasiswa PTN di Kota Surabaya

Sari, Anisa Kartika (2025) Analisis Pengaruh Literasi Keuangan dan Teknologi Keuangan Dengan Bimbingan Orang Tua Sebagai Variabel Moderasi Terhadap Perilaku Menabung Pada Mahasiswa PTN di Kota Surabaya. Undergraduate thesis, UPN Veteran Jawa Timur.

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Abstract

Saving is essential for students to prepare for a more stable financial future. By saving, students can learn to manage finances, face urgent needs, and achieve long-term financial goals. This study aims to determine the effect of financial literacy and financial technology on saving behavior in state university students in Surabaya City and the role of parental guidance in strengthening or weakening the influence of financial literacy and financial technology on saving behavior in state university students in Surabaya City. This study uses quantitative methods and variable measurements using a Likert scale. Data were collected through questionnaires filled out by 100 respondents of state university students in Surabaya City using a purposive sampling technique. The data obtained were analyzed and tested using the Partial Least Square (PLS) method with SmartPLS 4. The results showed that financial literacy can contribute to saving behavior in state university students in Surabaya City. Financial technology can also contribute to saving behavior in state university students in Surabaya City. In addition, parental guidance is proven to be able to contribute to and strengthen the influence of financial technology on saving behavior in state university students in Surabaya City. However, parental guidance cannot contribute to and weaken the influence of the relationship between financial literacy and the saving behavior of state university students in Surabaya City.

Item Type:

Thesis (Undergraduate)

Contributors:

Contribution	Contributors	NIDN/NIDK	Email
Thesis advisor	Nur, Dhani Ichsanuddin	NIDN0724096302	dhaniin.ma@upnjatim.ac.id
Thesis advisor	Khoirotunnisa, Fani	NIDN0030049501	fani.khoiro.mnj@upnjatim.ac.id

Subjects:

H Social Sciences > HB Economic Theory
H Social Sciences > HC Economics

Divisions:

Faculty of Economic > Departement of Management

Depositing User:

Anisa Kartika Sari

Date Deposited:

17 Jun 2025 04:14

Last Modified:

17 Jun 2025 04:14

URI:

https://repository.upnjatim.ac.id/id/eprint/38043