Anam, Khoirul (2024) Risiko Sebagai Variabel Moderasi Terhadap Minat Menggunakan Financial Technology Pada Mahasiswa Universitas Pembangunan Nasional “Veteran” Jawa Timur. Undergraduate thesis, UPN Veteran Jawa Timur.
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Abstract
Technology is a tool that facilitates access to the power needed by humans. The development of digital technology has penetrated the economic field, this phenomenon has changed the prospects of the financial sector around the world. As a result of these changes, a new phenomenon has emerged, namely financing that was previously traditional to digital, this phenomenon is called financial technology. Purpose: This research aims to determine the effect of financial literacy and ease of use on interest in using Financial Technology with risk as a moderation variable. Patients and methods: The analysis method employed is a moderation test on smart pls Results: The research findings indicate that financial literacy has a direct impact on the use of financial technology, ease of use has a direct impact on interest in using financial technology, and that financial literacy is moderated by risks to interest in using financial technology but cannot contribute, and ease of use is moderated by risk to interest in using financial technology but cannot contribute. Conclusion: Financial literacy can contribute to interest in using fintech; Ease of use can contribute to interest in using fintech; Risk moderated financial literacy cannot contribute to interest in using fintech; Moderated ease of use Risk cannot contribute to interest in using fintech. Keyword: Financial Literacy; ease of use; Financial Technology; Risk
| Item Type: | Thesis (Undergraduate) | ||||||||
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| Subjects: | H Social Sciences > HG Finance > HG4001-4285 Finance management. Business finance. Corporation finance | ||||||||
| Divisions: | Faculty of Economic > Departement of Management | ||||||||
| Depositing User: | Khoirul Khoirul Anam | ||||||||
| Date Deposited: | 22 Jan 2024 01:23 | ||||||||
| Last Modified: | 22 Jan 2024 01:23 | ||||||||
| URI: | http://repository.upnjatim.ac.id/id/eprint/20334 |
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