Cholidah, Ovia (2023) Pengaruh Literasi Keuangan, Persepsi Risiko, dan Self Efficacy Terhadap Keputusan Pengambilan Kredit Dengan Inklusi Keuangan Sebagai Variabel Intervening Pada Pelaku UMKM di Kabupaten Jombang. Masters thesis, UPN Veteran Jawa Timur.
|
Text (Cover)
21061020003.-Cover.pdf Download (992kB) | Preview |
|
|
Text (BAB I)
21061020003.-BAB 1.pdf Download (207kB) | Preview |
|
![[img]](http://repository.upnjatim.ac.id/style/images/fileicons/text.png) |
Text (BAB II)
21061020003.-BAB 2.pdf Restricted to Repository staff only until 27 October 2025. Download (345kB) |
|
|
Text (BAB III)
21061020003.-BAB 3.pdf Restricted to Repository staff only until 27 October 2025. Download (388kB) |
|
|
Text (BAB IV)
21061020003.-BAB 4.pdf Restricted to Repository staff only until 27 October 2025. Download (580kB) |
|
|
Text (BAB V)
21061020003.-BAB 5.pdf Download (11kB) | Preview |
|
|
Text (Daftar Pustaka)
21061020003.-Daftar Pustaka.pdf Download (164kB) | Preview |
|
|
Text (Lampiran)
20161020003.-Lampiran.pdf Restricted to Repository staff only until 27 October 2025. Download (1MB) |
Abstract
The aim of this research is to determine the influence of financial literacy, risk perception and self-efficacy on credit decisions mediated by financial inclusion. This research was conducted on MSMEs in Jombang Regency. The sampling method used is non-probability sampling with a purposive sampling technique, namely a non-random sampling technique where information is obtained with certain considerations. The sample in this study was 100 respondents. The data used is primary data and the data analysis technique uses Partial Least Square (PLS). The results of the research show that 1) Financial literacy has a positive role in credit making decisions, 2) Risk perception does not have a direct role in credit making decisions, 3) Self efficacy has a positive role in credit making decisions, 4) Financial inclusion cannot mediate literacy finances on credit-making decisions, 5) Financial inclusion can mediate risk perceptions on credit-making decisions, and 6) Financial inclusion can mediate self-efficacy on credit-making decisions.
| Item Type: | Thesis (Masters) | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Contributors: |
|
||||||||||||
| Subjects: | H Social Sciences > HC Economics H Social Sciences > HG Finance L Education > L Education (General) |
||||||||||||
| Divisions: | Faculty of Economic > Magister Management | ||||||||||||
| Depositing User: | Ovia Cholidah | ||||||||||||
| Date Deposited: | 27 Oct 2023 07:19 | ||||||||||||
| Last Modified: | 27 Oct 2023 07:19 | ||||||||||||
| URI: | http://repository.upnjatim.ac.id/id/eprint/18552 |
Actions (login required)
 |
View Item |