Analisis Pengaruh Sistem Pembayaran Non Tunai Terhadap Pertumbuhan Ekonomi Indonesia

Agustiawati, Putri Aulia (2023) Analisis Pengaruh Sistem Pembayaran Non Tunai Terhadap Pertumbuhan Ekonomi Indonesia. Undergraduate thesis, UPN Veteran Jawa Timur.

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Abstract

Technology that is growing rapidly encourages all scopes to continue to innovate, including the payment system. The payment system that was originally only cash based, over time and technological developments has developed into a non-cash based. That way transaction activities become faster, easier, and more effective. The cashless payment system consists of payment instruments in the form of APMK (Card-Based Payment Instruments) consisting of Debit/ATM Cards, Credit Cards, and Electronic Money (E-money). The payment system is very important in the economy, namely as an important element in the financial infrastructure in an economy in supporting a country's financial stability. The purpose of this study is to determine whether the cashless payment system affects economic growth in Indonesia. This research uses quantitative methods with secondary data obtained through Bank Indonesia and the Central Statistics Agency (BPS) in the period 2009-2021. The analysis method used is multiple linear regression analysis using SPSS version 27. The results of this study show that simultaneously the transaction value of Debit Cards, Credit Cards, and Electronic Money affects economic growth in Indonesia. Meanwhile, partially, the value of Debit Card and Credit Card transactions has a significant influence on economic growth. However, the value of Electronic Money transactions does not affect economic growth.

Item Type: Thesis (Undergraduate)
Contributors:
ContributionContributorsNIDN/NIDKEmail
Thesis advisorSishadiyati, SishadiyatiNIDN0716128001UNSPECIFIED
Subjects: H Social Sciences > HC Economics
Divisions: Faculty of Economic > Departement of Economics
Depositing User: Putri Aulia Agustiawati
Date Deposited: 15 Aug 2023 04:25
Last Modified: 15 Aug 2023 04:25
URI: http://repository.upnjatim.ac.id/id/eprint/16808

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