Tiento, Joshua (2023) Pengaruh Pengetahuan Keuangan dan Financial Confidence terhadap Perilaku Keuangan dengan Sumber Pendapatan sebagai Variabel Moderasi pada Karyawan Swasta di Kota Surabaya. Undergraduate thesis, UPN Veteran Jawa Timur.
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Abstract
The pace of change in the era of globalization has brought the world economy including Indonesia is developing very fast. These developments affect the pattern human thought to follow the trend that occurs and will lead to behavior consumer finance. Financial behavior related to the use of wages obtained by the community are more widely used to meet needs consumption rather than used to save. This research aims to analyze the effect of Financial Knowledge and Financial Confidence on Financial Behavior with Source of Income as a moderating variable. The population in this study are private employees in the city of Surabaya. The sampling technique used purposive sampling method with determining the number of samples calculated using the slovin formula and produce a total of 100 respondents. Data collection technique using a questionnaire which then performed data analysis techniques using Partial Least Square (PLS). The results of this study indicate that: (1) Financial Knowledge significant positive effect on Financial Behavior, (2) Financial Confidence has a significant positive effect on Financial Behavior, (3) Source Income has a non-significant effect in moderating the effect of Knowledge Finance on Financial Behavior, (4) Income Sources influence significant negative in moderating the effect of Financial Confidence on Financial Behavior.
| Item Type: | Thesis (Undergraduate) | ||||||||
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| Subjects: | H Social Sciences > HC Economics | ||||||||
| Divisions: | Faculty of Economic > Departement of Management | ||||||||
| Depositing User: | Joshua Tiento | ||||||||
| Date Deposited: | 15 Aug 2023 04:27 | ||||||||
| Last Modified: | 15 Aug 2023 04:27 | ||||||||
| URI: | http://repository.upnjatim.ac.id/id/eprint/16807 |
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