ANALISIS EFISIENSI BANK DIGITAL DI INDONESIA MENGGUNAKAN DATA ENVELOPMENT ANALYSIS (DEA)

Prasetya, Mikhael Garda (2023) ANALISIS EFISIENSI BANK DIGITAL DI INDONESIA MENGGUNAKAN DATA ENVELOPMENT ANALYSIS (DEA). Undergraduate thesis, UPN Veteran Jawa Timur.

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Abstract

This study aims to determine the effect of Size, ROA, CAR, LDR and NPL on the efficiency of Digital Banks in Indonesia. The method used in this study is to use a quantitative method with the Two-Stage Data Envelopment Analysis (DEA) method. The data collection technique carried out by researchers in this study was through library research. The sample method used in this study is purposive sampling with 8 samples of digital banks in Indonesia for the 2018-2021 period. The first stage of data analysis using DEA found that digital banks in Indonesia obtained an average efficiency score of 0.88 (high efficiency). The Tobit Panel Regression results found that the Size and LDR variables had a significant positive effect on digital bank efficiency, the ROA variable had a significant negative effect on digital bank efficiency and the CAR and NPL variables had no effect on digital bank efficiency. The implications of this research are that it is expected that digital bank stakeholders in Indonesia can evaluate the performance of company management to increase the efficiency of digital banks in Indonesia. Keywords: Bank Efficiency, Size, ROA, CAR, LDR, NPL

Item Type: Thesis (Undergraduate)
Contributors:
ContributionContributorsNIDN/NIDKEmail
Thesis advisorBudiwitjaksono, Gideon SetyoNIDN0722066701UNSPECIFIED
Subjects: H Social Sciences > HF Commerce > HF5601 Accounting
Divisions: Faculty of Economic > Departement of Accounting
Depositing User: Mikhael Garda Prasetya
Date Deposited: 22 May 2023 02:25
Last Modified: 22 May 2023 02:25
URI: http://repository.upnjatim.ac.id/id/eprint/13321

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